INVOICE FINANCE
Release the working capital trapped in your unpaid invoices.
Stop waiting 30, 60, or 90 days to get paid. Unlock up to 90% of your sales ledger value within 24 hours of raising an invoice.
What is Invoice Finance?
Delivering outstanding work only to wait months for payment is one of the most common cash-flow bottlenecks for growing B2B companies. Invoice finance turns your outstanding sales ledger into immediate, liquid capital.
Instead of acting as an interest-free bank for your corporate clients, you submit your issued invoices to our lending partners. They advance up to 90% of the gross invoice value straight into your business account within 24 hours. When your customer settles the invoice at the end of their credit term, the lender releases the remaining 10% balance to you, minus a small, transparent service fee.
Why Choose Invoice Finance?
A Facility That Grow With Your Cash Flow
Traditional bank overdrafts come with rigid, fixed borrowing limits that require painful renegotiations when you expand. Invoice finance is a revolving credit line tied directly to your sales volume: as you invoice more, your available capital line automatically scales up with you.
Bridge Operational Cash Gaps
Never let client payment delays hold back your day-to-day operations. Smooth out working capital dips so you can meet weekly payroll, purchase raw materials, and negotiate bulk-supplier discounts with cash upfront.
Maintain Complete Confidentiality
With Confidential Invoice Discounting, your clients never know a finance partner is involved. Your invoices carry your standard payment details, and your team continues to manage credit control and debtor relationships as normal.
Optional Bad Debt Protection
Protect your business from customer default. Many of our non-bank invoice lenders offer non-recourse facilities, which include debtor credit insurance to protect your balance sheet if a customer enters liquidation
Is This Right for Your Business?
Invoice finance is built strictly for B2B companies trading on credit terms (typically 30 to 90 days). It is heavily utilized by recruitment agencies, hauliers, wholesale distributors, IT contractors, and engineering or construction subcontractors. If your business is an incorporated Irish LTD with a clean B2B debtor ledger and at least €100,000 in annual turnover, invoice finance is the most flexible way to accelerate cash flow.